Financing service dogs often is necessary because custom-trained service dogs are expensive. Training a reliable service dog takes a long time and an extensive skill set. Service dog trainers spent a lot of time and money building their skills. As a result, they have highly sought-after skills. Many service dog trainers have waiting lists.
Custom service dogs cost anywhere between $20,000 to $60,000. As a result, many people, who need a service dog, can’t afford one easily. Military veterans have many support organizations helping with service dog financing. But civilian help is scarce. Therefore, we always look for partners to support you in getting your service dog. We offer (or support) the following service dog financing options:
Total K9 Focus: Installment Plan
Total K9 Focus offers payment plans for qualifying customers. We will run a background and credit check to assess if you qualify for our internal service dog financing option. The non-refundable cost is $150. If you qualify, we will allow you to pay for your service dog with monthly installments during the training program duration. This installment plan consists of an initial down payment of $5,000 and a 10% total payment plan fee with each payment. Monthly payments are automatically charged to your credit card or through PayPal.
For example, your total service dog price was $35,000 and the estimated training duration was 18 months. You would make an initial down payment of $5,000 at the beginning of the program and then pay the remaining balance off over the following 12 months (regardless of training duration). In this example, that would be $35,000 – $5,000 = $30,000 / 12 months = $2,500 per months + 10% = $2,750 per month for 12 months. That means your total payment including financing charges would be $38,000.
If you qualify and choose this option, the dog will remain our property or collateral (depending on who bought the dog) until the entire contract is paid in full.
Service Dog Financing with Lending USA
We have partnered with Lending USA to allow you to finance your service dog over longer time periods. This option will generally result in the lowest monthly payment. Lending USA allows service dog financing for up to $47,000 over 3-5 years and works with credit scores as low as 560. If we work together, we will include an application link with our service dog proposal so you can check how much Lending USA can offer in your case. Please know, that we are not involved with and have no influence over their credit decisions.
Our Partner Organization: Life Saver Dogs
Life Saver Dogs is dedicated to helping people with disabilities get a custom-trained service dog tailored to their individual needs. This non-profit organization helps people raise most (around 90%) of the money required to finance their service dog, and we, as their primary partner, select, test, and fully train those dogs. Life Saver Dogs supports our service dog recipients throughout the entire process and for the lifetime of the service dog. Learn more at Life Saver Dogs.
Services and Area
We are located in Southern California and train service dogs nationwide. Hence, Total K9 Focus currently offers local service dog training in several areas. Riverside County, Orange County, San Bernardino County, Los Angeles County, and San Diego County. In addition, we offer our service dog board and train program and all virtual training services nationwide.
Are you looking to get your own service dog? You came to the right place! We are experienced service dog trainers. Consequently, we can help you with any service dog request. For many of our clients, we train a service dog from puppyhood. However, we also evaluate the service dog potential of existing pets or rescue dogs. Our flagship product is our board and train program. In addition, we offer owner-trained service dog support. Further, provide virtual service dog training worldwide.
Further, we can add tasks to an existing service dog you already have. Or help you solve a tasking, training, or behavioral challenge you may face with your current service dog. We offer several service dog financing options to make it possible for you. We recommend you start by reading our article on what makes a good service dog. Next, review the Service Dog Consultation page to understand the high-level process. Finally, once you're ready to move forward, please use our service dog contact form to schedule your free consultation.